Routing #: 28158144
At Ozark Federal Credit Union, we understand the excitement and challenges that come with buying or refinancing a home. Our dedicated mortgage loan team is here to simplify the process for you and help you find the perfect loan solution tailored to your needs.
Explore our three distinct sections below to discover how we can assist you in achieving your homeownership goals:
Are you ready to embark on the journey of purchasing your dream home? Our comprehensive range of mortgage loan programs ensures that you have options that align with your unique circumstances. From USDA, VA, to FHA loans, we offer competitive interest rates, low closing costs, and minimum down payment options, making homeownership more accessible than ever.
The best thing about Ozark Federal Credit Union is my super low rate! Best thing we did was refinance during COVID shutdown.
-Pamela D.
I like how there are better rates here than at banks and everyone is so helpful.
Melanie T.
I love the customer service! Everyone there goes above and beyond to help you.
Bill H.
Looking to optimize your current mortgage situation? Whether it's aiming for a lower interest rate, shortening your loan term, or accessing cash-out refinancing, Ozark Federal Credit Union has tailored refinancing solutions for you. Our options, including bridge loans and adjustable-rate mortgages, empower you to make informed decisions that align with your financial goals.
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Explore our USDA loans, designed to facilitate the acquisition of a home in specified rural areas along with necessary repairs. Purchase a home, even if it requires a touch of renovation.
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VA home loans offer valuable assistance to Veterans, service members, and their survivors, facilitating the purchase, construction, improvement, or refinancing of a home.
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An FHA loan mandates a down payment, yet offers greater flexibility, making it ideal for first-time homebuyers or families seeking refinancing options.
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Explore our bridge loans, providing temporary financing solutions to bridge the gap between the purchase of a new home and the sale of your current property. Move forward confidently and seamlessly transition to your new home with our flexible bridge loan options.
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Embark on your home construction journey with our specialized construction loans. Tailored to your unique needs, our construction financing solutions provide the necessary support to bring your dream home to life. Start building your future today with Ozark Federal Credit Union.
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Discover our conforming rate loans, offering stability and predictability with fixed interest rates that adhere to the standards set by government-sponsored enterprises. Achieve your homeownership goals with peace of mind through our conforming rate mortgage options.
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Unlock flexibility with our Adjustable-Rate Mortgages (ARMs), offering initial low rates and potential adjustments over time. Adapt to changing financial needs with ease through our customizable ARM options.
Explore our investment loan options tailored for 1-4 property investments. Whether you're a seasoned investor or just starting, our specialized loans provide the support you need to grow your real estate portfolio.
Discover our Second Home Loans, designed to make owning a vacation or secondary residence a reality. With competitive rates and personalized guidance, turn your dream of a second home into a cherished reality.
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Membership and credit requirements apply. OFCU is an Equal Housing Lender. NMLS #446357
Mortgage products are subject to change without notice.
1 YR Term Certificates
Auto Loans as low as
Fixed & Variable
Instant Issue Debit Cards
