Routing #: 28158144

HomeGo Back • Credit Cards

Discover the Convenience and Rewards of OFCU Credit Cards

At OFCU, we understand that choosing the right credit card is a big decision. That's why we're here to make it easier than ever. Whether you're looking to pay down balances faster, earn exciting rewards, or build your credit history, we have the perfect card for you.

When you choose an OFCU Visa® Credit Card, you're choosing more than just a piece of plastic. You're choosing:

  • Great Rates, More Savings: Enjoy competitive variable rates that help you save money and manage your finances with ease.
  • 24/7 Account Management: Take control of your finances with our convenient online account management platform. From checking your balance to viewing statements, our encrypted site ensures your security every step of the way.
  • Peace of Mind with Fraud Protection: Rest easy knowing that our Visa cards come with 24/7 fraud protection. With Zero Liability, you're not liable for unauthorized purchases, giving you added peace of mind and security.
  • Generous Credit Lines, No Balance Transfer Fees: Benefit from generous credit lines and the flexibility to transfer balances without incurring fees. It's all part of our commitment to helping you achieve your financial goals.
  • Earn Exciting Rewards: Maximize your spending with our rewards program. Whether you're earning cash back, travel rewards, or points towards merchandise, the choice is yours.
  • Free Travel Accident Insurance: Travel with confidence knowing that you're covered by our free travel accident insurance. It's just one more way we're looking out for you.

Your Path to Financial Freedom Starts Here

With convenient and flexible purchasing power accepted at millions of locations worldwide, our Visa Credit Cards are designed to empower you on your financial journey. Plus, with mobile purchasing capability and round-the-clock cardmember service, you'll always have the support you need, whenever you need it.

Ready to Get Started?

Experience the OFCU difference today. Apply for your Visa Credit Card and take the first step towards a brighter financial future.

Have Questions or Need Additional Information?

Phone: 1-888-415-6154, Monday through Friday, 8:30 am – 4:30 pm CST, or email: mycucard@ilcusys.org to receive a response to your question or inquiry within 24 hours. (Do not include personal information like your account number or social security number in this message).

Disclosures:

Rates, terms, and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications.

TOOLS

Online Banking Login

Not Enrolled? Sign Up Now

5.6% APY*

1 YR Term Certificates

6.2% APR*

Auto Loans as low as

Home Loans

Fixed & Variable

Debit

Instant Issue Debit Cards

Download Our App