Routing #: 28158144
We offer a variety of checking account choices designed to suit your lifestyle. Our checking accounts provide more than just convenient access to your funds whenever and wherever you need them.
Simplify your banking experience with our personal checking accounts, featuring no minimum balance requirements (excluding Money Market Accounts) and zero monthly maintenance fees. Rest easy knowing that we prioritize our members' needs, offering hassle-free banking without unnecessary restrictions.
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At Ozark Federal Credit Union, we understand that your financial needs are unique. That's why we offer checking accounts designed to fit your life seamlessly, ensuring that managing your finances is always convenient and hassle-free.
Your Financial Partner: As a not-for-profit credit union, our mission is to enhance your financial well-being. With our checking accounts, we prioritize your needs, offering features and benefits that empower you to take control of your finances.
Bank Anytime, Anywhere: With our Mobile and Online Banking services, you can bank on the go and manage your finances with ease. Whether you need to check your balance, pay bills, or transfer funds, our digital banking platforms have you covered.
Secure Transactions: Enjoy peace of mind with our debit cards, offering $0 liability for unauthorized payments.
No Minimum Requirements: Say goodbye to restrictive banking requirements. Our checking accounts have no minimum deposit to open, and you won't need to maintain a minimum balance to avoid fees.
Overdraft Protection: Rest assured knowing that our checking account agreement includes overdraft protection. If funds are available in your savings account, we'll automatically transfer them to cover any overdrafts, helping you avoid unnecessary fees and inconvenience.
Experience the freedom and flexibility of banking with Ozark Federal Credit Union. Open a checking account today and start enjoying the benefits of personalized financial solutions tailored to your needs.
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At Ozark Federal Credit Union, we understand that sometimes life throws unexpected financial challenges your way. Whether you've faced difficulties managing a checking account in the past or encountered setbacks beyond your control, we're here to offer a solution: our Fresh Start Checking account.
Designed specifically for individuals who may have been reported to ChexSystems or experienced past checking account issues, our Fresh Start Checking provides a second chance at banking without the usual restrictions. With no minimum balance requirements and no monthly maintenance fees, it's a straightforward way to regain control of your finances.
Here's what our Fresh Start Checking account offers:
After maintaining a good standing for 12 months, your account will be automatically converted to our Regular Checking, giving you even more benefits and features to enjoy.
At Ozark Federal Credit Union, we believe in providing our members with the tools and support they need to achieve financial success, no matter their past circumstances. If you're ready to take the first step towards a brighter financial future, our Fresh Start Checking account is here to help you get there.
Join us today and let's start building a better tomorrow together.
Introduce your teenager to responsible banking with our Youth Checking account at Ozark Federal Credit Union. Tailored for individuals aged 14 to 17, this account provides a platform for teens to cultivate essential money management skills under parental guidance.
Membership Eligibility: Teens meeting membership criteria through a parent or guardian can open a Youth Checking account. While teens are primary account holders, parents or guardians serve as secondary holders, ensuring oversight and accountability for financial transactions.
Financial Mentorship: Our Youth Checking isn't just about accessing funds—it's a tool for instilling prudent spending, saving, and budgeting habits. With our account, you can empower your teen to develop enduring financial acumen.
Account Benefits:
Fostering Financial Responsibility: At Ozark Federal Credit Union, we believe in the significance of early financial education. Our Youth Checking is a stepping stone towards fostering smart money habits in your teen, setting them on a path towards financial prosperity
Empower your teen to embark on a journey of financial independence. Open a Youth Checking account with Ozark Federal Credit Union today.
I love being able to always walk in and be greeted with a warm welcome. I’ve been a member my whole life and appreciate that I see some of the same faces I’ve seen since the beginning! The loyalty shows in the way the members are treated.
Jessica E.
Fantastic customer service no matter what branch I go to!!
- Jordan G.
I love their kid's club! The boys feel so grown up having their own bank accounts. Having them easily connected to mine helps me put a little away each pay period for them for the future.
- BreAndrea H.
Discover the ease and flexibility of managing your finances online. Sign up now to access a host of benefits!
Benefits of Online Banking:
Ready to Get Started?
Click the button below to sign up for online banking now and experience the convenience and flexibility it offers!
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Membership Eligibility Required, Federally Insured by NCUA. Speak with a Member Service Representative to determine which account option is best for you.
APY = Annual Percentage Yield
DR = Dividend Rate
1 YR Term Certificates
Auto Loans as low as
Fixed & Variable
Instant Issue Debit Cards
